MILITARY VEHICLE INSURANCE
Insurance for MV`s is an essential part of vehicle ownership, mandatory if the vehicle is to be driven on the roads or attend MVT events.
MV insurance is a niche market, with a limited number of Insurers prepared to cover such vehicles, however, because of the relatively low (insurance) risk of these vehicles, and a competitive market for the business, premiums have remained low.
Owing to the size of the market, very few (if any) Insurance Companies will deal directly with vehicle owners. They market their policies via regulated Insurance brokers or Intermediaries.
The Insurers base their premiums on numerous risk factors – vehicle type, performance, value, usage, mileage, claims history, repair costs (parts and labour), legislation, etc.
To assess each type of vehicle individually would be a very expensive exercise for the insurance industry, so they group them together. These groups include – Classic cars, American cars, Kit cars and of course Military Vehicles. Generally the insurers will make educated assumptions regarding the risks associated with each group on which they will base their premiums. These risks are constantly being re-assessed.
There are several Insurers who will offer cover specifically for MV’s, the choice of insurer/policy must be made by each individual member to suit their own circumstances.
Current Insurance regulation means that the MVT is unable to recommend any particular Insurer, however, the MVT will assist in the process by encouraging all Insurers to actively promote themselves to the membership in a clear and transparent manner.
We recommend you obtain as many quotes as poosible to ensure the policies they offer cover your requirements. You need to shop around to find the company that best meets your needs.
Below are some of the companies offering military vehicle insurance:
Please note that any text contained below on this page has been supplied by the Insurance Companys for information purposes and does not imply a recommendation by the Military Vehicle Trust.
Cherished Vehicle Insurance understands the passion that military vehicle owners & collectors have for their vehicles, which is why for 2015 we have enhanced our products.
Cherished Military Vehicle Insurance can provide cover to suit the needs of today’s ex-military vehicle enthusiast, with a range of benefits that include:
NIL Accidental Damage Fire & Theft excess (new for 2015)
Free 90 days Comprehensive EU driving cover (new for 2015)
Free and simple Agreed Value option
Multi vehicle policies available
Comprehensive Member to Member Driving of other Vehicles cover** (New for 2015)
Military Vehicle Breakdown Assistance policies available. (new for 2015)
**Subject to both parties being insured with Cherished Vehicle Insurance’s Military Vehicle scheme.
For more information go to the Cherished Vehicle Insurance website
or Telephone 0333 003 8161
Calls to 0333 numbers are charged at ‘normal’ rates from landlines. They are also normally included in call allowances on mobiles.
Cherished Vehicle Insurance is a trading name of Canopius UK Speciality Limited. Registered in England No. 743268. Registered office: 1st Floor, 1 Kings Court Business Park, Charles Hastings Way, Worcester, WR5 1JR. Authorised and Regulated by the Financial Conduct Authority.
Adrian Flux Insurance Services are pleased to announce their association with the MVT
Due to the type of vehicles insured, all our policies are designed especially for the out of the ordinary and our staff have a high degree of knowledge in this field. This is not an on-line quotation system using computer rates. Instead each risk will be individually calculated by our expert staff.
Why choose Adrian Flux Insurance Services?
For the past 40 years Adrian Flux Insurance Services has developed into one of the country's leading agents for Specialist Motor Insurance, providing services dedicated to the specific needs of our clients. This enables us to offer all drivers' competitive premiums and excellent service coupled with special discounted rates for car club members.
Our ‘specialist’ schemes enable us to provide very competitive premiums and added benefits such as free legal cover.
Call today on 0800 089 0035 or click through on the banner and mention you are part of the MVT.
Heritage Specialist and Classic Car Insurance
Heritage Classic & Specialist Vehicle insurance can cover all the military vehicles including the tracked or amphibious versions & unregistered or non road legal. We can also offer multi vehicle policies called the Family Fleet for people with more vehicles than drivers, including the military vehicles.
Due to the nature of the vehicles and the cover involved, Heritage are unable to offer a web based solution. Instead, our highly experienced call team will take you through the process step by step to ensure the best service and the most comprehensive policy FOR YOU.
Give Heritage a call on 0845 373 4773, to see how we can help you.
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